{"id":3454,"title":"Solution 1 - Plastic money replacements are extremely popular","advertisement_flag":false,"content":"\n\u003cp\u003eYou should spend about 40 minutes on this task.\u003c/p\u003e\n\n\u003cp\u003eWrite about the following topic:\u003c/p\u003e\n\n\u003cp\u003eNowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.\u003c/p\u003e\n\n\u003cp\u003eDiscuss the advantages and disadvantages of this.\u003c/p\u003e\n\n\u003cp\u003eGive reasons for your answer and include any relevant examples from your own knowledge or experience.\u003c/p\u003e\n\n\u003cp\u003eWrite at least 250 words. \u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/318-1-ielts-writing-plastic%20money-replacements-popular\" rel=\"nofollow\"\u003eSolution 1\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/318-2-ielts-writing-plastic%20money-replacements-popular\" rel=\"nofollow\"\u003eSolution 2\u003c/a\u003e\u003c/p\u003e\n","created_at":"2020-01-21T01:03:57.000Z","author_name":"Bob","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-discuss-and-give-opinion|IELTS Writing Discuss And Give Opinion|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"author_id":1,"slug":"318-1-ielts-writing-plastic money-replacements-popular","parent_id":null,"visits":180,"likes":5,"image":null}
[]
[]
ielts-writing-part-2
[{"id":3455,"title":null,"advertisement_flag":false,"author_id":1,"content":"\n\u003cp\u003eElectronic transactions are gradually replacing the traditional banking system and the use of banknotes is being supplanted by credit and debit cards. The transformation towards a cashless society might be slow, but steady and widespread. This paradigm shift has both positive and negative consequences and this essay deals both with them.\u003c/p\u003e\n\n\u003cp\u003ePrimarily, electronic transactions and plastic card payments are more convenient and they are processed on the go. People neither have to carry a bulk amount of cash nor write a check - which usually takes a couple of days to clear the payment. The electronic payment system is global in nature and hassle-free. Consequently, the eCommerce industry has flourished and many individuals have their own online business without any brick and mortar shop. For instance, nowadays it has become pretty easy to shop with a VISA or a Master card, virtually from anywhere in the world. Personally, I hate standing in a long queue to pay my utility bills, and my cards let me do it from home - a time saver indeed.\u003c/p\u003e\n\n\u003cp\u003eOn the contrary, the trend does not come without negative aspects. Although we can use these cards due to technological advancement, the risks of using plastic money, however, pertain to this technology. The primary threat to such payment mode is cybersecurity and hacking. For example, once a credit card is cloned or its sensitive data is hacked, the owner would suffer a great financial loss. A technology giant like Facebook has failed to protect its user data, for example, and the misuse of user data is a global concern. Same goes for the plastic cards and online payment systems that have the same vulnerability.\u003c/p\u003e\n\n\u003cp\u003eTo conclude, albeit some adverse effects the use of plastic money for making and receiving payments is the need of the hour. It provides a plethora of advantages but we have to be careful of its use.\u003c/p\u003e\n\n\u003cp\u003eBy - Fahad Arif\u003c/p\u003e\n","created_at":"2020-01-21T01:03:57.000Z","author_name":"Bob","tag_groups":[],"slug":null,"parent_id":3454,"visits":0,"likes":-1,"image":null},{"id":3456,"title":null,"advertisement_flag":false,"author_id":1,"content":"\n\u003cp\u003eWriting Tips:\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/how-can-i-improve-my-writing-skills\" rel=\"nofollow\"\u003eHow To Improve Writing Skills\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/what-required-ielts-writing\" rel=\"nofollow\"\u003eWhat Is Required In IELTS Writing\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/tips-ielts-vocabulary-writing\" rel=\"nofollow\"\u003eTips On IELTS Vocabulary For Writing\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/how-your-ielts-essays-are-graded\" rel=\"nofollow\"\u003eHow Your IELTS Essays Are Graded\u003c/a\u003e\u003c/p\u003e\n","created_at":"2020-01-21T03:42:33.000Z","author_name":"Bob","tag_groups":[],"slug":null,"parent_id":3454,"visits":0,"likes":-1,"image":null}]
[{"id":3439,"name":"Solution 2 - Th average monthly use of health club in Miami and Florida","short_content":"You should spend about 20 minutes on this task. \n\nThe graph below shows the average monthly use of health club in Miami and Florida by all full-time me ...","likes":4,"slug":"316-2-ielts-writing-graph-average-monthly-use-health-club-miami-florida","tag_groups":["ielts-writing-part-1|IELTS Writing Part 1|false","ielts-writing-part-1-academic|IELTS Writing Part 1 Academic|false","ielts-writing-diagram-bar-chart|IELTS Writing Diagram Bar Chart|false","ielts-writing|IELTS Writing|false","ielts-writing-graphs|IELTS Writing Graphs|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBdU1DIiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--dbad7cccab48fba1d0e0b55f5fcd5586ab92b793/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTlRBd2VESTRNQVk2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--ca5be9109540261a74d36dff19d3bd7a6c51a961/Screen_Shot_2020-01-19_at_9.44.15_pm.jpg"},{"id":3442,"name":"Solution 3 - Th average monthly use of health club in Miami and Florida","short_content":"You should spend about 20 minutes on this task. \n\nThe graph below shows the average monthly use of health club in Miami and Florida by all full-time me ...","likes":0,"slug":"316-3-ielts-writing-graph-average-monthly-use-health-club-miami-florida","tag_groups":["ielts-writing-part-1|IELTS Writing Part 1|false","ielts-writing-part-1-academic|IELTS Writing Part 1 Academic|false","ielts-writing-diagram-bar-chart|IELTS Writing Diagram Bar Chart|false","ielts-writing|IELTS Writing|false","ielts-writing-graphs|IELTS Writing Graphs|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBdVlDIiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--d6974a5593983d30784546462c3f8e623156f5f1/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTlRBd2VESTRNQVk2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--ca5be9109540261a74d36dff19d3bd7a6c51a961/Screen_Shot_2020-01-19_at_9.44.15_pm.jpg"},{"id":3445,"name":"Solution 4 - Th average monthly use of health club in Miami and Florida","short_content":"You should spend about 20 minutes on this task. \n\nThe graph below shows the average monthly use of health club in Miami and Florida by all full-time me ...","likes":4,"slug":"316-4-ielts-writing-graph-average-monthly-use-health-club-miami-florida","tag_groups":["ielts-writing-part-1|IELTS Writing Part 1|false","ielts-writing-part-1-academic|IELTS Writing Part 1 Academic|false","ielts-writing-diagram-bar-chart|IELTS Writing Diagram Bar Chart|false","ielts-writing|IELTS Writing|false","ielts-writing-graphs|IELTS Writing Graphs|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBdWtDIiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--b8df847b068a3b27f0227bf7ad8c19273ef8b753/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTlRBd2VESTRNQVk2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--ca5be9109540261a74d36dff19d3bd7a6c51a961/Screen_Shot_2020-01-19_at_9.44.15_pm.jpg"},{"id":3448,"name":"Solution 1 - Most important aspects of a job","short_content":"When choosing a job, the salary is the most important consideration for many. Others, however, prefer different other aspects of a job over the salary ...","likes":9,"slug":"317-1-ielts-writing-important-aspects-job","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-opinion|IELTS Writing Opinion|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":null},{"id":3451,"name":"Solution 2 - Most important aspects of a job","short_content":"When choosing a job, the salary is the most important consideration for many. Others, however, prefer different other aspects of a job over the salary ...","likes":9,"slug":"317-2-ielts-writing-important-aspects-job","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-opinion|IELTS Writing Opinion|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":null}]
main-forum
[{"id":70,"slug":"english-skills-listening","name":"English Skills - Listening","post_name":"News For English Skills - Listening"},{"id":72,"slug":"tips-learning-english","name":"Tips For Learning English","post_name":"News For Learning English"},{"id":73,"slug":"english-common-questions","name":"English Common Questions","post_name":"News For English Common Questions"},{"id":75,"slug":"ielts-speaking-part-1-samples","name":"IELTS Speaking Part 1 Samples","post_name":"News For IELTS Speaking Part 1 Samples"},{"id":76,"slug":"ielts-speaking-part-2-3-samples","name":"IELTS Speaking Part 2 \u0026 3 Samples","post_name":"News For IELTS Speaking Part 2 \u0026 3 Samples"},{"id":77,"slug":"ielts-speaking-samples-and-answers","name":"IELTS Speaking Samples And Answers","post_name":"News For IELTS Speaking Samples And Answers"},{"id":68,"slug":"ielts-listening-part-1","name":"IELTS Listening Part 1","post_name":"News For IELTS Listening Part 1"},{"id":74,"slug":"ielts-speaking-samples","name":"IELTS Speaking Samples","post_name":"News For IELTS Speaking Samples"},{"id":78,"slug":"english-skills-speaking-partner","name":"English Skills - Speaking Partner","post_name":"News For English Skills - Speaking Partner"},{"id":81,"slug":"ielts-writing-part-1-general","name":"IELTS Writing Part 1 General","post_name":"News For IELTS Writing Part 1 General"},{"id":83,"slug":"ielts-writing-agree-or-disagree","name":"IELTS Writing Agree Or Disagree","post_name":"News For IELTS Writing Agree Or Disagree"},{"id":84,"slug":"ielts-writing-discuss-and-give-opinion","name":"IELTS Writing Discuss And Give Opinion","post_name":"News For IELTS Writing Discuss And Give Opinion"},{"id":85,"slug":"ielts-writing-opinion","name":"IELTS Writing Opinion","post_name":"News For IELTS Writing Opinion"},{"id":82,"slug":"ielts-writing-part-1-academic","name":"IELTS Writing Part 1 Academic","post_name":"News For IELTS Writing Part 1 Academic"},{"id":86,"slug":"ielts-writing-diagram-process","name":"IELTS Writing Diagram Process","post_name":"News For IELTS Writing Diagram Process"},{"id":87,"slug":"ielts-writing-diagram-map","name":"IELTS Writing Diagram Map","post_name":"News For IELTS Writing Diagram Map"},{"id":88,"slug":"ielts-writing-diagram-bar-chart","name":"IELTS Writing Diagram Bar Chart","post_name":"News For IELTS Writing Diagram Bar Chart"},{"id":89,"slug":"ielts-writing-advantages-disadvantages","name":"IELTS Writing Advantages Disadvantages","post_name":"News For IELTS Writing Advantages Disadvantages"},{"id":90,"slug":"ielts-writing","name":"IELTS Writing","post_name":"IELTS Writing News"},{"id":91,"slug":"ielts-listening","name":"IELTS Listening","post_name":"IELTS Listening News"},{"id":79,"slug":"ielts-writing-part-1","name":"IELTS Writing Part 1","post_name":"News For IELTS Writing Part 1"},{"id":69,"slug":"ielts-listening-part-2","name":"IELTS Listening Part 2","post_name":"News For IELTS Listening Part 2"},{"id":80,"slug":"ielts-writing-part-2","name":"IELTS Writing Part 2","post_name":"News For IELTS Writing Part 2"},{"id":92,"slug":"ielts-writing-graphs","name":"IELTS Writing Graphs","post_name":"News For IELTS Writing Graphs"},{"id":93,"slug":"ielts-academic-writing","name":"IELTS Academic Writing","post_name":"News For IELTS Academic Writing"}]
Electronic transactions are gradually replacing the traditional banking system and the use of banknotes is being supplanted by credit and debit cards. The transformation towards a cashless society might be slow, but steady and widespread. This paradigm shift has both positive and negative consequences and this essay deals both with them.
Primarily, electronic transactions and plastic card payments are more convenient and they are processed on the go. People neither have to carry a bulk amount of cash nor write a check - which usually takes a couple of days to clear the payment. The electronic payment system is global in nature and hassle-free. Consequently, the eCommerce industry has flourished and many individuals have their own online business without any brick and mortar shop. For instance, nowadays it has become pretty easy to shop with a VISA or a Master card, virtually from anywhere in the world. Personally, I hate standing in a long queue to pay my utility bills, and my cards let me do it from home - a time saver indeed.
On the contrary, the trend does not come without negative aspects. Although we can use these cards due to technological advancement, the risks of using plastic money, however, pertain to this technology. The primary threat to such payment mode is cybersecurity and hacking. For example, once a credit card is cloned or its sensitive data is hacked, the owner would suffer a great financial loss. A technology giant like Facebook has failed to protect its user data, for example, and the misuse of user data is a global concern. Same goes for the plastic cards and online payment systems that have the same vulnerability.
To conclude, albeit some adverse effects the use of plastic money for making and receiving payments is the need of the hour. It provides a plethora of advantages but we have to be careful of its use.
